Car Insurance in New Jersey
Car insurance in New Jersey is $1050 on an average. This can vary with different criterias that may apply to you and you will also be able to save huge on car insurance if eligible. We offer different policies and discounts so that you will be able to save up to 50% on your annual car insurance premium. You can choose the best car insurance plan that you may find most fitting to your requirement.
Minimum Requirements for New Jersey Car Insurance
- $15,000 Bodily Injury per person
- $30,000 Bodily Injury per accident
- $5,000 Property Damage per accident
Discounts available for cheaper car insurance
Multiple Vehicles If you have more than one vehicle registered in the state of Florida, you must carry insurance on each one. Every carriers offers multiple vehicle discount on insurance.
Multiple Policy Another one that is quite common is the multi-policy discount. If you also carry home insurance or life insurance, or even personal liability insurance, your insurance company may offer you a discount for having multiple insurance policies with them. This won’t work with companies that only sell car insurance, however.
Clean Driving record If you have been driving for years without an accident or traffic violation, you already get a better rate on your insurance than many other people. On top of that, now many insurance companies offer a safe driving discount in addition to the monetary benefits you may already be receiving for having such a clean driving record.
For companies that do a lot of their marketing and enrollments online, it is not uncommon to see businesses offer discounts for signing up online or signing an e-agreement from their website.
Annual Full Payment You can receive significant savings if you are able to pay for the entire year upfront. It is common that the company offer 10% off you policy for paying it all upfront.
Combine Homeowners If you own your house or residence, this means you are less likely to pick up and move or change policies. For this reason, many insurance agents will give you a discount for being a homeowner.
All the coverages for your car
Bodily injury and property damage Covers the medical expenses and damaged property that is caused in an event of car accident.
Comprehensive and collision Covers the expense for repair or replacement of your car. Comprehensive covers lose or damage to car by theft, vandalism fire, flood etc
Uninsured/underinsured motorist Covers you if you're in an accident with an at-fault driver who doesn't carry liability insurance or one who doesn't have enough coverage to cover the total cost.
Medical payments Covers your medical cost caused by car accident.
Rental car reimbursement Covers the cost of renting a car when your car is in repair or being replaced.
Loan/lease payoff Covers the difference between the collision coverage and the actual car value and pay off the additional amount you owe as car loan/lease.
Car Insurance that costs lesser
Get a free insurance quote now to find the best offers in the market right now. You can get car insurance as low as $500/year.
In order to get the best savings you should have excellent driving records and credit score. The insurance premium also varies with gender, age and marital status.
Car Insurance in Major Cities
Car insurance cost varies with cities in New Jersey. We can see that the premium amount is high in major cities compared to other cities. Check out the list below to get an idea on how much cheap car insurance costs in all major cities in New Jersey. You can get car insurance even at a lower price than what is given below if you can get discounts as mentioned above.
Cheap car insurance in Newark
Cheapest car insurance in Newark is $1400 provided by GEICO. But the average car insurance costs around $2400.
Cheap car insurance in Jersey City
Cheapest car insurance in Newark is $1400 provided by GEICO. But the average car insurance costs around $2400.
Cheap car insurance in Atlantic City
GEICO provides cheaper car insurance at an average of $1100. The city average of car insurance is around $2900.
Cheap car insurance in Trenton
Cheap car insurance in Trenton is $1130 provided by GEICO. While the city average goes above $2000.
Cheap car insurance in Princeton
The cheapest premiums are offered by GEICO and comes around an average of $950. This may not necessarily be the cheapest you can get.
Cheap car insurance in Edison
GEICO provides car insurance at an average of $1050 which will be even cheaper if you are eligble for discounts.
Cheap car insurance in Paterson
Car insurane in Paterson can be cheaper with GEICO and the average cost provided by GEICO here is $1320.
Cheap car insurance in Toms River
GEICO offers an average of $969 for auto insurance in the city. You can get an additional discount up to 50% based on the eligibility criteria mentioned above.
